A credit card lets you buy things and pay for them over time. Using a credit card is a form of borrowing: you have to pay the money back.
When you are shopping for a credit card, it’s wise to compare fees, charges, interest rates, and benefits. Some credit cards that look like a great deal at first glance may lose their appeal once you read the terms and conditions of use and calculate how the fees could affect your available credit.
Using credit cards wisely can help you avoid a credit calamity.
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